A truly rare offering in the prestigious White Oak Bluff waterfront community, this exceptional homesite is completely cleared, level, and fully prepared for immediate construction, with certified compaction tests already completed. A double seawall is in place, along with established drainage, and the lot was freshly dragged with new grass seed recently applied—allowing a buyer or builder to begin construction without delay. Approved for a two-story residence with a minimum of 1,500 heated square feet and a maximum height of 40 feet, the property provides an ideal canvas for a custom coastal masterpiece. A 4-bedroom septic permit is already on file. The lot is suitable for a private dock, offering direct deep-water access to the picturesque White Oak River—perfect for boating, kayaking, sunset cruises, and an elevated waterfront lifestyle. Community water is available through West Carteret Water Corporation, and the property allows for an outbuilding of up to 800 square feet, as well as a pump room. Residents of White Oak Bluff enjoy exceptional amenities, including a riverfront park with sandy beach, community boat launch, day dock, and pier—all maintained with low HOA dues of just $150 per year. Ideally located near area beaches, shopping, and dining, this is a rare opportunity to create a refined waterfront residence in one of the area's most desirable and thoughtfully planned coastal communities.